Bicycle Accident Injury Compensation Claims Guide
Trusted Bicycle Accident Injury Solicitors
Bicycle Accident Injury Compensation Claims Guide
Cycling is a popular mode of transport and leisure in England and Wales. However, accidents involving cyclists can result in serious injuries. If you have been injured as a cyclist due to someone else's negligence, you have the right to seek compensation through a personal injury claim. This guide outlines the process of bringing a cyclist accident injury claim, who can claim, what to do if involved in an accident, common types of injuries, and the benefits of consulting a specialist solicitor.
Bringing About a Cyclist Accident Compensation Claim
Bringing a cyclist accident injury claim involves several key steps, but the first is that you only have 3 years to bring a claim against the person who hit you. This is called the limitation period and ensures any claims are brought within a period which allows the other party/insurer to investigate the claim being made and for you to have treatment and support. Once this time has passed you cannot bring a claim at all and are barred by law from pursuing a personal injury claim.
There are exceptions to bringing a claim against an insurer:
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If you have been involved in an injury where the other party is not insured or cannot be traced.
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Claims involving a vehicle are involved with the Motor Insurers Bureau, and such claims must be submitted within specific time frames. Please get in touch if you believe this type of claim applies to you.
Please get in touch and we can advise whether you still have time to bring a claim or who we need to bring a claim against.
If you are still within the time limit, we will then take details from you regarding the claim and discuss funding.
Pick up the phone and call us on 0800 999 1078 or drop us an email at info@ftchronicpain.co.uk. We will spend time with you explaining the process and you can then choose if you wish to get your claim underway.
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Who Can Claim For Cyclist Accident Injuries?
People who have suffered injuries because of a cycling accident caused by someone else's negligence may be eligible to claim compensation. You can bring a claim for an accident caused by another road user, poor road conditions, and defective equipment such as a cyclist helmet. To succeed in a claim, you must establish that another party's actions or negligence were responsible for your injuries.
What to Do If You Are Involved in a Bicycle Accident
If you find yourself involved in an accident as a cyclist, follow these essential steps:
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Ensure Safety - Check for injuries and prioritise safety. If possible, move your bike out of traffic to prevent further accidents. Keep in mind that once your bike has been moved, the original location of it and how the accident happened can be instrumental to understanding how the collision came about. However, if you are in harm's way and at risk of further injury safety always comes first.
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If you have sustained serious injuries, try to stay calm and orient yourself to your surroundings. Speak if you can, to alert someone to your presence and what hurts, that way when the emergency services arrive, they will be able to speak with you and attend to you immediately.
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Try not to panic, the increased stress can impact the injuries you have sustained.
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Contact Emergency Services - Call the police and, if needed, request medical assistance. The police report will be crucial for your claim. If the police deem they do not need to attend, then exchange information to make sure you have details of the other person involved.
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Exchange Information - Exchange contact and insurance information with all parties involved in the accident. If someone is not willing to give you their details, take a photo with your phone of their registration number and vehicle type.
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Gather Evidence - Document the accident scene with photographs, and collect witness statement details if possible, save any dash cam footage and keep this information safe.
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Keep any damaged equipment such as your helmet or bike if the police allow it. This is so evidence can be considered when the accident circumstances are difficult to determine, for example, the speed and angle of the other vehicle or vehicles.
Generally, cyclists do not have insurance so if you have collided with another cyclist, it is important to take the person's details which allows us to contact them at their home address.
Types of Injuries From Bicycle Accidents
Bicycle accidents can lead to multiple injuries, including:
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Fractures and broken bones due to the force of the collision. These can be multiple and be part of multiple traumatic injuries sustained because of the impact.
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Head Injuries - Traumatic brain injuries, concussions, and other head-related injuries, even if you were wearing a helmet.
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Soft Tissue Injuries - Damage to muscles, tendons, and ligaments.
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Road Rash - Abrasions and skin injuries caused by contact with the road surface.
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Chronic Pain Conditions – CRPS or Fibromyalgia.
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Psychological Trauma - Emotional distress, such as post-traumatic stress disorder (PTSD) or anxiety.
Benefits of a Bicycle Accident Specialist Solicitor
Consulting a specialist personal injury solicitor with experience in road traffic accident claims is crucial for several reasons:
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Expertise - a specialist understands the complexities of injury claims involving a cyclist and can navigate the legal process effectively. A specialist also has extensive experience of bringing these types of claims with excellent results.
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Peace of Mind - having a specialist team by your side can ease the stress of dealing with insurance companies and legal procedures, allowing you to focus on your recovery.
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Compensation - a specialist with a passion for getting the best result for their clients will always secure the maximum compensation possible. Read what past clients have to say about working with FT Chronic Pain Solicitors.
Understanding the process of bringing a cyclist accident injury claim in England and Wales is crucial for individuals who have suffered harm while cycling due to someone else's negligence. Seeking the assistance of a specialist personal injury solicitor ensures that you receive the support and expertise needed to pursue your claim successfully and obtain the compensation you deserve. Remember that you have the right to seek redress if you've been injured in a cycling accident caused by another party's negligence.
Bicycle Accident Claim FAQs
What are the common causes of bicycle accidents?
Bicycle accidents can occur due to various factors, including driver negligence, such as failing to give way, distracted driving, speeding, opening car doors without checking for cyclists, road hazards, poor weather conditions, and inadequate cycling infrastructure.
What steps should I take after a bicycle accident?
After a bicycle accident, prioritise your safety and seek medical attention for any injuries. Report the accident to the police and gather evidence, such as photos of the scene, witness statements, and contact information of involved parties.
How do I know if I have a valid bicycle accident claim?
You may have a valid bicycle accident claim if your accident was caused by the negligence of another party, such as a careless driver, poorly maintained road, or defective bicycle equipment. Consult with a personal injury lawyer to evaluate the circumstances of your accident and determine the validity of your claim.
What compensation can I expect from a bicycle accident claim?
Compensation for a bicycle accident claim may include medical expenses, lost wages, pain and suffering, rehabilitation costs, damage to your bicycle and clothing/helmet, and compensation for any long-term injuries or disabilities resulting from the accident.
Calculating how much compensation for your injuries can be claimed will depend on the duration of your injuries and the impact of these upon your daily life such as your ability to work or look after your family/manage day to day.
Do I need a lawyer to handle my bicycle accident claim?
Ideally, yes, because your personal injury lawyer will be in a position to assess liability and determine what medical expert will be suitable. If you have been absent from work and are not being paid, your loss of earnings can be sought by way of an interim payment (where liability is not disputed).
What if the driver who caused the accident doesn't have insurance?
If the driver responsible for the bicycle accident does not have insurance, you can claim by the Motor Insurers Bureau. If this is the case or of the driver cannot be traced you will be guided through the next steps of the scheme which you can use to start a claim with, also with the Motor Insurers Bureau (MIB).
Can I claim compensation for my bicycle damage as well as injuries?
Yes, you can typically claim compensation for both your bicycle damage, clothing, helmet and any injuries sustained in the accident. Be sure to document the damage to your bicycle and keep records of repair costs or replacement value.
How long does it take to settle a bicycle accident claim?
The time it takes to settle a bicycle accident claim can vary depending on factors such as the complexity of the case, the severity of injuries, and negotiations with insurance companies. Some claims may be resolved quickly through settlement, while others may require litigation and take longer to resolve.
Can I claim compensation for future medical expenses related to my injuries?
Yes, you can claim compensation for future medical expenses related to your bicycle accident injuries. This may include ongoing medical treatment, rehabilitation, therapy, medication, and any necessary adaptive equipment or modifications to accommodate disabilities.
What if the driver disputes liability for the bicycle accident?
If the driver disputes liability for the bicycle accident, evidence will be gathered to support your claim, such as witness statements, accident reconstruction reports, and medical records. If necessary, legal proceedings may be initiated to seek an Order from the Court regarding who is at fault or/and how much compensation should be paid to you.